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Payment processors such as PayPal and/or Google Checkout are a must on any adult sugar daddies merchant account site. These payment processors allow you to receive money from your customers without having to hold or handle credit cards yourself. You don’t have to worry about dealing with potential fraud, and you can keep all of the information regarding your customers completely confidential. An adult merchant account is not an online bank, and therefore you do not need to have a high risk account in order to open one. In fact, you can open a high risk account with just a simple credit card over the Internet!